Areas eligible for financing
Whether it’s to acquire cutting-edge computer hardware, specialist industrial machines, high-tech medical equipment or mobile fleets, financial leasing provides companies with valuable financial and operational flexibility, enabling them to remain competitive in their respective sectors while preserving their cash position and optimising their asset management.
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The advantages of financial leasing
In a context of changing economic and environmental challenges, financial leasing is emerging as a go-to solution for professionals across all business sectors.
Financial leasing is a flexible, high-performance and eco-friendly solution for companies.
It allows them to access cutting-edge equipment, rapidly adapt to changing needs and reduce their environmental impact by promoting the recycling of end-of-life equipment.
Preserve your cash position
No cash advance: you safeguard your cash reserves by avoiding considerable initial payments and spreading out your investments over several months.
Pay less
tax
Optimise your tax situation: deductible lease payments reduce taxable profits and VAT is deferred, so you pay less tax and can pay in instalments.
Choose peace of mind
Your equipment is 100% financed with affordable monthly instalments and associated costs, including related services such as maintenance and insurance, included in lease payments, ensuring an immediately visible return on investment.
Manage obsolescence
Access cutting-edge equipment without bearing the risk of obsolescence, by simply returning or upgrading the equipment during or at the end of the lease agreement.
Benefit from the best prices and equipment
In choosing financial leasing, companies benefit from the best prices and access high-quality equipment without bearing considerable initial purchase costs.
Bring value to your company and employees
The provision of equipment that is technologically suited to your market and complies with current standards and regulations is a real source of added value for your company and helps develop your employees’ skills.
Financial leasing: an asset for your CSR
Financial leasing is a decidedly responsible solution for companies.
In choosing leasing over buying, companies drastically reduce their environmental impact by avoiding overproduction and equipment wastage.
In addition, this option enables them to access cutting-edge technologies without encouraging the overuse of resources.
In choosing lease agreements that incorporate sustainability clauses such as upgrading or recycling options, companies demonstrate their commitment to the eco-friendly management of their assets.
Financial leasing also improves the management of electronic waste by promoting the reuse and recycling of end-of-life equipment.
With this use-oriented approach, companies embrace a circular, environmentally friendly business model as part of an overall commitment to social and environmental responsibility.
Why should you choose Realease Capital?
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FAQs
What types of professional equipment do you finance through financial lease agreements?
Our leasing solutions cover a wide range of professional equipment. For computing & IT, we finance laptop computers, servers, network equipment, printers and specialist software.
For mobile equipment, we finance professional mobility solutions including smartphones, tablets and other communication equipment, regardless of the brand.
In the industrial and energy sectors, we finance all types of capital goods as well as machine tools, production equipment, electric generators, solar panels and energy storage solutions.
For healthcare professionals, our financing solutions for medical equipment cover medical imaging systems as well as diagnostic equipment, hospital beds, monitoring devices and software solutions.
Regardless of your area of activity, we provide you with tailor-made financing solutions including equipment and services to meet your requirements.
What are the tax advantages associated with IT leasing?
There are countless tax advantages, especially in terms of tax deductions. In opting for this leasing solution, companies can benefit from attractive tax deductions by treating their lease payments as deductible operating expenses.
This helps reduce the amount of corporation tax or income tax due, which can be a significant financial advantage for the lessee.
How does the leasing process work for industrial equipment and energy?
With Realease Capital, the leasing process for industrial equipment and energy applies best practices in equipment leasing.
We finance a wide range of equipment, meeting customers’ specific needs in these sectors.
Through our partnerships with trusted suppliers, we provide you with rapid access to high-quality equipment, while allowing you to preserve your cash position for other strategic investments.
What options are available for the duration of the IT lease agreement?
For the duration of the IT lease agreement, we offer flexible options tailored to each customer’s needs.
Whether you require a short-term lease for a specific project or a long-term lease for essential business equipment, we’ll work together to study the solution that’s right for you in terms of the duration of the lease agreement.
What types of equipment are covered by industrial equipment leasing?
We’re capable of financing a wide range of equipment for industry and energy, from conventional capital goods to machine tools, production equipment and innovative energy solutions.
By drawing on our expertise and our partnerships with leading suppliers, we can meet all your needs for industrial and energy equipment as part of a lease agreement.
How is the amount of lease payments calculated for the leasing of medical equipment?
The amount of lease payments for the leasing of medical equipment is calculated based on several factors, such as the value of the equipment, the duration of the agreement and related services. Our team of experts is here to help you find a financing solution that suits your budget and operational needs.
What are the differences between leasing and the option to buy for the financing of computer hardware?
Their differences mainly lie in the structure of the payments and ownership of the equipment.
With traditional leasing, the customer leases the equipment for a fixed period, whereas with a lease-purchase arrangement, the customer is given the opportunity to buy the equipment at the end of the agreement.
Leasing offers greater financial flexibility and tax advantages, whereas with the option to buy, the customer can eventually become the owner of the equipment.
How do insurance and risk management work for leased equipment?
Insurance and risk management for leased equipment are handled by Realease Capital as part of our financial leasing solutions.
We offer customised insurance options to protect your equipment from damage, theft and any other contingencies.
Moreover, our team of professionals is here to support you in the daily management of your leased assets, by providing you with a complete range of technical and logistics services.
What is a finance lease?
A finance lease, also called leasing or a lease-purchase, is a financial agreement between a company (the lessee) and a leasing company (the lessor).
Under this agreement, the lessee leases an asset, such as hardware, equipment or software, for a fixed period subject to regular lease payments.
At the end of the agreement, the lessee has to return the equipment to the lessor.
How does financial leasing work?
Financial leasing works according to a simple principle: the lessor purchases the asset chosen by the lessee and makes it available in return for the agreed lease payments. The lessee uses the asset throughout the lifetime of the agreement, which is usually determined based on the expected duration of use of the asset. During this period, the lessee can use the asset without having to bear any initial purchase costs, so it can preserve its cash position and control its expenses.
What is the difference between traditional leasing and a lease-purchase agreement?
The difference mainly lies in the nature of the financial commitment. With traditional leasing, the lessee doesn’t have the option to buy the asset at the end of the agreement and doesn’t bear the risks associated with ownership of the asset. However, with a lease-purchase arrangement, the lessee has the ability to buy the asset at a pre-agreed price at the end of the agreement.
In addition, with lease-purchase, the lessee usually bears the risks and costs associated with ownership of the asset throughout the life of the agreement.
